Trusted Mortgage Lending for Military Families

Meet Mel McFarland the ‘Military Mortgage Mom’: Our trusted exclusive partner, dedicated to serving military families and veterans with unmatched passion and expertise.

Mel McFarland

Military Mortgage Mom

NMLS# 729261

With over 16 years of experience, I am dedicated to helping military and veteran families achieve homeownership. As a Loan Officer, I share the same values, vision, and mission as Operation: Red Dot. I specialize in VA loans, in addition to other homebuyer programs, providing personalized service and expert guidance.

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Funded Loan Volume

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Families Served

My approach is calm and straightforward. I believe in providing clear explanations and fostering a sense of understanding and partnership throughout the mortgage process. I am passionate about serving those who serve, and I am committed to making your journey to homeownership smooth and stress-free.

If you are looking for a trusted advisor who understands your needs and values, I am here to help. Contact me today to start your path towards homeownership with confidence and support.

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My Services

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VA Home Loan

Unlock homeownership with our VA loan services, offering exclusive benefits for veterans, military members, and their families.

FHA, Conventional, USDA

Explore FHA for low down payments, conventional loans for flexibility, and USDA loans for no down payment in rural areas, all tailored to your unique home buying needs.

Refinance Options

IRRRL, cash-out, and renovation loans to optimize your mortgage and fund home improvements.

Recovery & Rebuilding

Home loans after bankruptcy, divorce, foreclosure, and “fresh start” programs to help you rebuild and achieve homeownership.

Special Services

Temp buydowns, escrow holdbacks, veteran benefit analysis, and reverse mortgages personalized to your unique financial needs.

Complimentary real estate portfolio analysis

Complimentary real estate portfolio analysis, including cash flow audit and growth strategy planning, customized to maximize your investments.

VA Home Loan

Unlock homeownership with our VA loan services, offering exclusive benefits for veterans, military members, and their families.

FHA, Conventional, USDA

Explore FHA for low down payments, conventional loans for flexibility, and USDA loans for no down payment in rural areas, all tailored to your unique home buying needs.

Refinance Options

IRRRL, cash-out, and renovation loans to optimize your mortgage and fund home improvements.

Recovery & Rebuilding

Home loans after bankruptcy, divorce, foreclosure, and “fresh start” programs to help you rebuild and achieve homeownership.

Special Services

Temp buydowns, escrow holdbacks, veteran benefit analysis, and reverse mortgages personalized to your unique financial needs.

Complimentary real estate portfolio analysis

Complimentary real estate portfolio analysis, including cash flow audit and growth strategy planning, customized to maximize your investments.

Buying is easy as 1, 2, 3!

Let me help simplify your home buying journey…

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Schedule a call

Begin with a one-on-one, no commitment consultation.

Schedule now

2

Create your plan

We help you customize a step-by-step strategy for securing your new home.

3

Realize your goals

Choose to partner with us or proceed independently. Either way, you’ll be equipped with a winning plan.

Testimonials

What our clients are saying

"Mel is such a pro, and was always available to assist and offer valuable market and financing insigh… Read MoreRead Less

"Prompt response. Took time needed to explain process and wanted to make sure I got what I needed and… Read MoreRead Less

"Mel and her team went above and beyond helping us refinance our home. She’s the best!"

"Great customer service, great work to get the best rate possible and great advice toward other finan… Read MoreRead Less

"Mel was so communicative and went above and beyond for the entire time process - she always made tim… Read MoreRead Less

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Mortgage Insights

Helping you understand mortgage rates, lending options, and home financing strategies.

All Articles

Credit Building for Military Members: Steps to Improve Your Score Before Buying a Home

Debunking VA Loan Limits: Multiple Loans, No True Cap, and Buying Luxury Real Estate

Overcoming Unaffordable Housing Using VA Loans to Purchase Multifamily Housing

Phone number: (253) 353-4566
Email address: [email protected]
License: NMLS# 729261