Trusted Mortgage Lending for Military Families

Meet Mel McFarland the ‘Military Mortgage Mom’: Our trusted exclusive partner, dedicated to serving military families and veterans with unmatched passion and expertise.

Mel McFarland

Military Mortgage Mom

NMLS# 729261

With over 16 years of experience, I am dedicated to helping military and veteran families achieve homeownership. As a Loan Officer, I share the same values, vision, and mission as Operation: Red Dot. I specialize in VA loans, in addition to other homebuyer programs, providing personalized service and expert guidance.

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Funded Loan Volume

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Families Served

My approach is calm and straightforward. I believe in providing clear explanations and fostering a sense of understanding and partnership throughout the mortgage process. I am passionate about serving those who serve, and I am committed to making your journey to homeownership smooth and stress-free.

If you are looking for a trusted advisor who understands your needs and values, I am here to help. Contact me today to start your path towards homeownership with confidence and support.

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My Services

Schedule Now

VA Home Loan

Unlock homeownership with our VA loan services, offering exclusive benefits for veterans, military members, and their families.

FHA, Conventional, USDA

Explore FHA for low down payments, conventional loans for flexibility, and USDA loans for no down payment in rural areas, all tailored to your unique home buying needs.

Refinance Options

IRRRL, cash-out, and renovation loans to optimize your mortgage and fund home improvements.

Recovery & Rebuilding

Home loans after bankruptcy, divorce, foreclosure, and “fresh start” programs to help you rebuild and achieve homeownership.

Special Services

Temp buydowns, escrow holdbacks, veteran benefit analysis, and reverse mortgages personalized to your unique financial needs.

Complimentary real estate portfolio analysis

Complimentary real estate portfolio analysis, including cash flow audit and growth strategy planning, customized to maximize your investments.

VA Home Loan

Unlock homeownership with our VA loan services, offering exclusive benefits for veterans, military members, and their families.

FHA, Conventional, USDA

Explore FHA for low down payments, conventional loans for flexibility, and USDA loans for no down payment in rural areas, all tailored to your unique home buying needs.

Refinance Options

IRRRL, cash-out, and renovation loans to optimize your mortgage and fund home improvements.

Recovery & Rebuilding

Home loans after bankruptcy, divorce, foreclosure, and “fresh start” programs to help you rebuild and achieve homeownership.

Special Services

Temp buydowns, escrow holdbacks, veteran benefit analysis, and reverse mortgages personalized to your unique financial needs.

Complimentary real estate portfolio analysis

Complimentary real estate portfolio analysis, including cash flow audit and growth strategy planning, customized to maximize your investments.

Buying is easy as 1, 2, 3!

Let me help simplify your home buying journey…

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Schedule a call

Begin with a one-on-one, no commitment consultation.

Schedule now

2

Create your plan

We help you customize a step-by-step strategy for securing your new home.

3

Realize your goals

Choose to partner with us or proceed independently. Either way, you’ll be equipped with a winning plan.

Testimonials

What our clients are saying

"Leah and Brian were extremely helpful as we had to remotely find and secure a rental ahead of our PC… Read MoreRead Less

"Rating based off of our experience so far with both Leah and Gina. Both have been super helpful with… Read MoreRead Less

"Brian and Leah made the move-in and approval process so easy I was moved in within a couple days. Th… Read MoreRead Less

"Leah and Brian have made the move-in experience seamless. Every time I have reached out with a quest… Read MoreRead Less

"Brian and Leah are awesome! Got me approved very quickly and are very communicative!"

"In the last few months, my partner and I have been searching for homes in the WA area — to say the l… Read MoreRead Less

"So excited for our new home, thank you Brian and Leah!! They were both attentive, quick to clarify … Read MoreRead Less

"We have been working with Red Dot for a few months. The whole team has been very helpful. We appreci… Read MoreRead Less

"Worked with Brian and Leah to get a new place for my wife and I, we had a spectacular experience wit… Read MoreRead Less

"Mel is such a pro, and was always available to assist and offer valuable market and financing insigh… Read MoreRead Less

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Mortgage Insights

Helping you understand mortgage rates, lending options, and home financing strategies.

All Articles

Credit Building for Military Members: Steps to Improve Your Score Before Buying a Home

Debunking VA Loan Limits: Multiple Loans, No True Cap, and Buying Luxury Real Estate

Overcoming Unaffordable Housing Using VA Loans to Purchase Multifamily Housing

Phone number: (253) 353-4566
Email address: [email protected]
License: NMLS# 729261